Latest 9jaflaver WordPress Theme – Premium

Buy Credits

The Premium/ Ultimate Version of the latest 9jaflaver WordPress Theme is here. In case you missed the free version, please check it out in the WordPress section. The free version is also loaded with awesome features, however, the Premium/Ultimate version takes the crown, for obvious reasons.


Upload via admin dashboard and activate. Immediately you activate it, go to theme options and click “reset” first before you even view it. Also, when you create post, select a featured image. That’s the image that’ll display in the homepage post excerpt.



This version comes with awesome features, which makes it king. Below are some of the features:

1. SUPPORTS ALL COLORS.. The theme comes with a customizable dashboard that enables you change the color of the theme to any of your choice. See demo..




2. CUSTOMISABLE BANNER ADS… The theme’s dashboard makes it pretty easy to change banner ads. All you have to do is upload your banner images in the dashboard settings and save. See DEMO!


3. SPONSORED LINKS… Just like the original 9jaflaver, this theme, through the dashboard, enables you to put your sponsored links quite easily. You can also change the background color. SEE DEMO!



4. MUSIC OF THE WEEK… You can set the music of the week in the dashboard. See DEMO!



5. BEAUTIFUL MUSIC CATEGORY… This comes with a customized Music Category. Once you activate the link, check yoursite.com/category/music.. Note that for this to work for you, your MUSIC category must have the name ‘Music’ and the slug ‘music’ .. See DEMO!






6. STYLISH PAGINATION AND PAGINATION NUMBERING… The theme comes with a stylish pagination and a pagination numbering, which the original 9jaflaver lacks. See DEMO!



6. AWESOME COMMENT DESIGN… Another feature.. See DEMO!






PRICE IS 500 Credits.




It was about time I shared it with you. After no less than a few hundreds of recipes on the blog, I had never posted a simple chocolate cake recipe. And by chocolate cake, I mean the kind of chocolate cake I grew up with during my childhood in France. I’m always up for a chocolate cake and I tested many different recipes over the years. But for some reason, I always go back to this one, a classic and easy French chocolate cake.


French Chocolate Cake

If you read my previous blog post about my birthday retreat in Grandpa’s cabin, you might recognize the cake I’m talking about today, as it is the one I baked for my birthday! Although we had a very basic kitchen there, I came prepared, making my birthday cake ahead of time and bringing it to the cabin. No way I would have a birthday without a cake!

French Chocolate Cake

I could have baked a special cake for the occasion, something sumptuous or at least a little bit sophisticated. But no, it was not what I was looking for. Sometimes, there is nothing better than simplicity, with authentic flavors and no extra stuff around. Given that we were about to spend the weekend in a cabin, I figured a classic chocolate cake was appropriate. I could already picture the families who lived in the cabin at the beginning of the previous century, getting busy baking this cake in their tiny kitchen.

As I was telling you earlier, I have tested many chocolate cake recipes in my life, to the point that I developed a slight obsession about them. But if I had to choose only one, a classic one that never fails or disappoint, I would for sure go for this one that I got many years ago through my dear friend Marie F. It’s an amusing coincidence that I chose to bake this cake on my birthday as both Marie and I were born on the same day, same year, and we both share a profound love for good food.

I remember this one time she invited me over for dinner and prepared the cake for me. I had hardly finished the last piece that I was already writing it down on a tiny piece of paper detached from a notebook. I could have lost it so many times since, but I always managed to keep it with me. The recipe followed me from Tours to Paris, then to Stockholm and now Chicago! Still today, every time I need a last minute cake idea before heading to friends’ place, I go for this one. It’s quick, easy, never disappointing and it pleases both children and grown-ups.

The secret of this cake comes from its soft and pillowy texture, making each bite melt in your mouth. All this is possible thanks to the use of beaten egg whites turned into light and fluffy soft peaks. It’s also what creates the macaron-like thin crust on top, leading to a wonderful contrast of textures. Then. the yolks and butter bring some richness to the cake, making it half way between moist and fondant. P.e.r.f.e.c.t.i.o.n.

French Chocolate Cake

Note that the proportions are very small and work for a 9-inch (23 cm) spring form. If you happen to use a bigger form, I recommend you double the proportions or at least multiply them by 1 1/2 to make sure you get a high enough cake.

Also, the baking time can vary from one oven to another, so keep an eye on it to make sure the cake is not over-baked. Let cool completely before eating and serve with some whipped cream, vanilla cream, or as is. Enjoy!

French Chocolate Cake


Lagos BRT Operators To Roll Out Extra Buses – Transport Commissioner


Dr Frederic Oladeinde, Lagos State Commissioner for Transportation, says extra Bus Speedy Transit (BRT) will quickly be rolled out to handle the chaotic state of affairs at main bus stops.

Oladeinde introduced this at a ministerial press briefing in commemoration of the primary yr in workplace of Gov. Babajide Sanwo-Olu at Ikeja on Wednesday.

He mentioned the state authorities was at present working with chosen operators to make sure the buses are rolled out, as quickly as potential, to supply aid to commuters alongside the Agege Motor Street and Lagos Abeokuta Expressway.

Oladeinde added that the state had accomplished the Oshodi-Abule Egba Bus Speedy Transit (BRT) hall.

“The Oshodi to Abule Egba Bus Speedy Transit (BRT) hall has been accomplished,’’ he mentioned.

On Bus Shelters underneath building throughout the metropolis, Oladeinde mentioned that the bus terminals in Agege, Ojota, Ajah, Worldwide Airport, Yaba and Oyingbo have been at completely different phases of completion.

He mentioned that the initiatives would facilitate full rollout for the Bus Reform Initiative (BRI) of the state authorities.

On the restriction of bikes and tricycles in some components of the state, Oladeinde mentioned the state authorities was nonetheless working more durable on mobility resolution.

“Following the restriction of bikes and tricycles, for commuter operations in some areas inside the metropolis, the Lagos State Authorities is engaged on implementing a First Mile and Final Mile (FMLM) mobility resolution.

We have now recognized 285 last-mile routes inside the seven Bus Reform Initiative zones throughout Lagos.

We have now developed bus specs and shared identical with potential bus producers.

“We count on these to be rolled out within the subsequent two months,’’ he mentioned.
In response to him, with a view to guarantee correct bus monitoring underneath the BRT, an Clever Transport System (ITS) has been applied.

He added that two management centres have been arrange at Ikeja Bus Terminal and LBSL’s Oshodi Depot.

“LAMATA management centre is being up-scaled to accommodate the monitoring of BRI buses.

“The Ikeja Bus Terminal is now operational and at present serving three routes, which embrace Ikeja to Obalende, CMS and TBS, Ikeja to Iyana Ipaja and Ikeja to Ikorodu.

Within the final one yr of this administration, there was an enchancment within the public transit system by way of the deployment of 200 excessive capability buses to maneuver Lagosians from one vacation spot to the opposite on day by day foundation.

Through the yr underneath assessment, greater than 80,000 passengers have been commuted day by day and not too long ago 10 million passengers was achieved in 10-month operation of the Lagos Bus Service Restricted (LBSL),’’ the commissioner mentioned.

Oladeinde defined that in response to the craving of Lagos residents, the service routes of LBSL had been elevated from 15 to 22.

“As this administration progresses, we should proceed to pursue vigorously, inside the timeframe and restricted assets, the state’s imaginative and prescient of remodeling Lagos right into a Good Metropolis that’s protected, secured, useful and productive.

“This administration has employed worldwide finest apply fashions and reforms for efficient transformation of Lagos State.

“There exists plenty of untapped ease of transportation modes, through which strong basis has been laid to accommodate extra bricks.’

Supply:- Vanguardngr


CBN Reduces Curiosity Charge On OFIs Services To five% Per Annum

As a part of its efforts to mitigate the influence of coronavirus (COVID-19) on households, companies and controlled establishments, the Central Financial institution of Nigeria, CBN, has diminished rates of interest on its amenities by way of collaborating Different Monetary Establishments, OFIs, from 9 % to 5 % every year for one 12 months, efficient March 1.

CBN, in a round by the Director, Monetary Coverage and Regulation Division, Kevin Amugo, and issued on Wednesday, Could 27, in Abuja, additionally introduced that CBN intervention amenities obtained by way of collaborating OFIs (microfinance banks, MFBs; major mortgage banks, and establishments, amongst others) can be given an extra one-year moratorium on all principal repayments, additionally efficient March 1.

In response to the round, OFIs have equally been granted depart to think about non permanent and time-limited restructuring of the tenor and mortgage phrases for households and companies affected by COVID-19, topic to the recently-issued pointers for restructuring-affected credit score amenities within the OFI sub-sector.

Expatiating on the choice of the Financial institution, the Director, Company Communications Division, Isaac Okorafor, stated the administration’s approval for the restructuring of credit score amenities in OFI sub-sector was in step with the Financial institution’s want to alleviate momentary pressure on households, companies and controlled establishments triggered by the lockdown on account of COVID-19.

He defined that CBN would additionally proceed to watch developments and implement acceptable measures to safeguard monetary stability and assist stakeholders impacted by the COVID-19 pandemic.

In the meantime, the Financial Coverage Committee, MPC, assembly of CBN for the month of Could, holds on Thursday, Could 28.

Supply:- Vanguardngr


COVID-19: Stanbic IBTC Outlines Strategies for Companies to Stay Afloat

As businesses across the globe continue to adapt to the new normal as a result of the
coronavirus (COVID-19), Stanbic IBTC Holdings PLC, a member of Standard Bank Group, has
identified strategic decisions that companies need to make in order to keep their businesses


The leading full-service financial services organization advised companies and business owners
to take advantage of opportunities such as the Central Bank of Nigeria’s COVID-19 Intervention
Fund while also exploring digital transformation options. Other solutions proferred include
engagement of legal counsels to review key issues as well as the development of customer-
focused strategies to ensure the preservation of customer loyalty and brand value, amongst
Folake Ademiluyi, Head, Power and Infrastructure, Stanbic IBTC Holdings PLC made this known
during the Stanbic IBTC Blue Talks Webinar. She stated that the companies can ensure the
sustainability of their business processes by taking proactive measures needed to thrive in
these uncertain times.
Ademiluyi further stated that companies to go back to the drawing board and come up with
fresh ideas to sustain their businesses to avoid being adversely affected by the pandemic.
“Business owners must tap into the various stimulus packages that the CBN has provided to
resuscitate their businesses” she said.
Similarly, Nnenna Okoro, Head, Consumer Sector, Stanbic IBTC Holdings PLC, implored
companies to leverage on digitalization to serve customers better. She noted that despite the
impact of coronavirus on the nation, Stanbic IBTC has been using digital channels to serve its
customers better.
She said: “Stanbic IBTC has been engaging clients constantly using digital channels. We
understand the benefits of leveraging Information Technology to engage and serve customers,
especially in a time such as this. Therefore, we implore companies to take advantage of
digitalization to reach their customers”.



Partnerships Beyond The Partners … Another Lesson From Interswitch

Partnerships have turn out to be an essential enterprise technique for companies to undertake

Partnerships have turn out to be an essential enterprise technique for companies to undertake with the intention to
survive. Because the developments within the market change, more and more, companies have been pushed to
consolidate, collaborate and construct collectively. To this finish, we’ve seen collaborations inside
industries, even between “opponents”, as they start to see themselves extra as collaborators
than opponentsevery accomplice targeted on rising the general pie, slightly than only a small
piece of it.
Partnerships have additionally flourished throughout verticals, the place complementary service suppliers
come collectively to establish frequent wants and behaviours of their shared clients, to allow
them adequately handle these wants, leveraging on partnerships. These types of
collaborations have caused disruptions, new alternatives, elevated income for the
companies and enhanced buyer experiences.
The aforementioned partnerships have all been targeted on elevated monetary returns for the
companies, leveraging their core capacities. Nonetheless, within the wake of the coronavirus pandemic,
we’ve seen an rising pattern in partnerships. Partnerships between companies with little or
no frequent grounds coming collectively to combat a standard enemy – COVID-19.
In Nigeria, like in different components of the world, companies are partnering governments, well being
establishments, analysis institutes, and so forth, to combat the pandemic. On Thursday, February 27,
2020, as the primary case of the novel coronavirus was confirmed in Nigeria by the Federal Ministry
of Well being, a brand new wave of partnerships took maintain in Nigeria. First, we had the CA-COVID platform
initiated by the Central financial institution of Nigeria (CBN). Then got here the Presidential Activity Power
constituted by the President. Afterwards, people and company organisations launched into
personal initiatives to accomplice the federal government and related well being establishments to combat the
One of many excellent, privately-driven initiatives, is the Interswitch Group’s concerted
intervention efforts to assist the combat in opposition to COVID-19. The corporate, in an effort to lend its
assist, raised N305 million via mixed donations from its staff, board and
Leveraging its partnership with some state governments throughout the nation (about 23 of them),
the corporate is using the raised fund to assist the native initiatives of its accomplice state
governments. A part of the funds have been used to arrange isolation centres, procure and donate
fast diagnostic testing kits, deploy its COVID-19 pathway platform, pay the allowances of
well being employees, donate uncooked foodstuffs to indigent communities, present safety personnel and
procure different medical gear and consumables.
In one other strategic alliance, Interswitch, via its card fee subsidiary – Verve
Worldwide – partnered with PAX expertise, a number one worldwide supplier of Level-of-Sale
(PoS) fee terminals, to donate facial masks and infra-red thermometers to Nigerians as

a part of the efforts to comprise the COVID-19 pandemic. In furtherance of the partnership,
Interswitch has additionally underscored dedication by the companions to advertise the adoption of
contactless point-of-sale fee options throughout Nigeria and the bigger West Africa market.
The companions unanimously agree that the widespread adoption of contactless fee
options have larger propensity to higher mitigate the unfold of COVID-19.
Different efforts via which Verve Worldwide is leveraging its strategic alliances embrace: its
collaboration with the Lagos State Feeding Program (Eti-Osa Native Authorities Space) and the
Younger President Organisation (YPO) to arrange 4 Verve Meals Banks. The Verve Meals Banks is
Verve’s response to assuaging the hardship being skilled by the indigenes and safety
personnel inside its fast neighborhood – Eti-Osa Native Authorities Space of Lagos.
Apparently, whereas a few of these partnerships had been solid purposely to combat the pandemic,
others had been already present enterprise alliances which might be solely now being leveraged for a standard
purpose. A purpose that’s clearly past their core enterprise aims, and partnerships that supply
no direct monetary good points.
Whereas these efforts by Interswitch Group, Verve Worldwide, the organized personal sector and
good spirited people, would possibly appear to be extra moral than monetary, we all know that they
strengthen the sustainability potentials of those companies. These intervention efforts drive up
belief and model fairness indices for these companies. So, whereas these initiatives weren’t born
with the target of driving gross sales or return on funding, we all know that, in the long term, it
may positively influence the underside line.
So, as all of us start to rise from the ashes strewn round by the COVID-19 pandemic, as
companies start to re-evaluate their enterprise fashions, maybe we must also start to rethink
how we leverage something at our disposal, be it our core competencies or our partnerships.
We must always intentionally consider how we will leverage these past us, as a result of within the lengthy
run, it’s nonetheless about us.


Businesses Need More Than Just Money To Thrive – Mitchell Elegbe

Tuesday, May 19, 2020. Mitchell Elegbe, the Founder/GMD of the Interswitch Group, has said
that although money is necessary, it is not sufficient enough to make a business thrive. He
explained that it was more important for entrepreneurs to identify the problems they are trying
to solve before venturing into any business.
Elegbe made this call while giving the keynote address at the annual Lagos Business School
MBA Entrepreneurship Expo and Contest with the theme: ‘Entrepreneurship and business
He highlighted that the more value customers perceive, the more they are willing to pay for
goods and services. He also spoke about the different types of entrepreneurs: the hustler-
preneur, life-styler, dealer-preneur, maker-preneur, jack-of-all preneur, slugger-preneur, travel-
preneur, side-preneur, Do-side preneur, geek-preneur, and incubator-preneur. He noted that
the knowledge you have as an entrepreneur determines the kind of problem you are expected
to solve.
He concluded his session by advising business owners not to make business plans based on
time, but on seasons. He said: “Do not work so hard climbing a ladder only to discover it is
resting on the wrong wall. Don’t get too busy with your day-to-day activities that you forget the
main reason/objectives for starting that activity in the first place. Beware of activity hype and
remember that there is a lot of disruptive hype.”
After his keynote address, Mr. Elegbe answered questions from some of the over 300
participants on the online Expo, where he emphasized the direct correlation between problems
and opportunities and urged budding entrepreneurs to see problems as opportunities to create
solutions, businesses and employment.
The keynote address was followed by a panel session of four panelists reviewing it, sharing their
business experiences as well as giving tips for new opportunities. All the sessions of the Expo
were moderated by Dr. Henrietta Onwuegbuzie who is the Academic Director for the Owner-
Manager Programme and Project Director for the Impact Investing policy initiative at the
Lagos Business School.
Panelists at the LBS MBA Entrepreneurship Expo and Contest included Paul Orujiaka, CEO of
Auldon; Richmond Okafor, CEO of Cleanmax Industries Limited; Stephanie Obi, Business &
Marketing Strategist, ST HUB LIMITED and Lawrence Egunjobi, an Entrepreneur.
The Lagos Business School MBA Entrepreneurship Expo and Contest is a project aimed at
empowering entrepreneurs across Africa with business acumen and soft skills, building
sustainable businesses, giving free business advisory, providing training and pairing them
with relevant life-long mentors.

This Expo ended with a pitch where some entrepreneurs pitched their business plans to
selected judges and had an entrepreneurship exhibition. The criteria for participation
included: the nature of the problems being solved, quality of the solution proposed, business
model, sustainability plan and operational effectiveness.
Professor Enase Okonedo, Lagos Business School Dean, in her closing remarks, disclosed that
the Lagos Business School will continue to give entrepreneurship in Africa all the support it can,
to tackle the looming issue of unemployment in Africa.


Introducing…. BaseConverge Digital Presence Answer… bringing bodily expertise to the digital area

Introducing…. BaseConverge Digital Presence Answer… bringing bodily expertise to the digital area

About US:
BaseConverge is a digital platform answer developed by BaseSOFT, a software program
automation firm (BaseSOFT Consulting Hub – a member of Tehilah Base Group).

The pandemic has created an enormous problem in studying particularly in conditions the place
bodily presence is required. Most hit is the tutorial sector globally. Now, options
obtainable equivalent to Zoom, Google classroom, Microsoft workplace 365 groups and Go-To-meetings and many others, don’t successfully clear up the issue, BaseCONVERGE is a real step up
from the remaining!


BaseConverge is an entire and safe digital classroom platform for faculties and
schools (However adaptable to different industries, equivalent to enterprise, telemedicine and many others). It
gives seamless multiplatform voice, videoconferencing and immediate messaging
answer for successfully enabling of lessons/lectures supply, simply identical expertise like in
regular classroom with time tables, evaluation examinations, backend and all.


With BaseConverge, you possibly can Scheduled and Automate Timetable, Trainer’s management such
as, Mute College students, Kickout, Lock School rooms, Annotation Whiteboard, Shared Notes,
Increase Hand, Share Display screen (specified utility on system), Dwell Chat, Breakout Rooms,
Assessments, CBT (on-line Take a look at/Examination) with Speech-to-Textual content (for Essay query
sort), and many others.,


Dwell Chats
Share Display screen / Share Video / Share Notes
Breakout Room
Web Knowledge Saving

Safety and Management:

Mute Everybody:
Lock Mic:
Lock Cam:
Lock Public Chat:
Lock Personal Chat: locked.
Lock Share Be aware:
Trainer / Presenter / Pupil backend:


BaseCONVERGE may be tailored to totally different industries equivalent to:
Schooling – For faculties, schools and universities
EnterpriseSuccessfully replaces your Zoom, Skype, Goto assembly and many others
Telemedicine – coming quickly


We’re open to collaborations and partnerships globally by means of our contacts beneath:
Web site: https://baseconverge.com
E mail: basesoft@tehilahbase.com
Fb: https://facebook.com/basesofthub
Messenger: https://m.me/basesofthub
Twitter: https://twitter.com/BaseSOFThub


Movies tutorials obtainable already on our YouTube web page:

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Fast2earn enable customers to earn cash on-line day by day doing much less job.

C’mon let’s take a experience gently.

Incomes cash on-line day by day doing nothing may very well be likened tocash working for cash which is the wealthy individuals methods of making and increasing wealth.

In contrast to poor individuals working for cash until dying.

I’m so sorry to have sounded that means as a result of I’m not truly making an attempt to make anyone really feel dangerous however that’s the key distinction between the RICH and the POOR.

Incomes cash on-line on the day by day is feasible, I imply you’ll maintain incomes on a regular basis with out doing any job or like being on-line providing providers.

I don’t know your destiny, however belief me this work completely as so many dude maintain incomes a great deal of money from on-line, hey! Not rip-off, I imply reliable cash from the consolation of their residence.


There are many straightforward methods to earn a living on-line however how effectively do a few of this strategies pay?

Can one be capable of pay payments with a number of the on-line cash making platform or ought to I name it methods?

Do a number of the on-line cash making methods pay effectively, if it pays effectively then are the funds strategies and threshold for withdrawal pleasant?

It’s disheartening to work your ass-off, sit behind the pc all day working and earn pea nut, WTF! Some dude are incomes nice cash on-line day by day doing nothing.

Effectively, as a lazy however attain man (lol) that I’m ,I at all times assume just like the wealthy individuals so I consider in “cash works for cashmoderately than working onerous for cash all my life.

I can’t consider straightforward course of like this might earn one such cash however consider it or sure it’s reliable, you understand I can’t evaluate one thing that’s not reliable on my weblog.

Wait a second, how ready are you to earn a living on-line?

As a result of it’s solely if you take motion that one might know that you just learnt one thing effectively, you understand time is cash.

That’s by the way in which, if in case you have being following my weblog all this when you ought to know now we have mentioned sufficient cash making methods which are fascinating.

Learn right hereHow to make money online copying and pasting. 

We wrote on the best way to earn a living on-line legitimately simply doing copy and pastemethodology which everyone knows is a lazy ass methodology, no penalty no ban so on this case copying and pasting is a bae.

Simply that, the pay is just too small and it take endurance to earn a living with it.

We reviewed an online program one could earn passively with a one time payment of just N300, which we believe any body can afford or invest without breaking a bank.

We mentioned so many different strategies one can earn a living on-line from the consolation of there residence, making a living from the consolation of your property actually means you don’t want an workplace neither do you’re employed underneath anyone.


How does it sound when somebody speak about making a living on-line quick, is it a get wealthy over evening scheme, are this individuals making an attempt to mislead us or they’re making an attempt to idiot us all as a result of we want cash?

No, you can also make cash on-line quick with this methodology I’m but to unveil to you, however belief me on this on-line enterprise your cash speaks and the way prepared you wish to make investments.

Learn Additionally: How to make money from fast2earn today at eas. 

I do know you’re now pondering if it’s a ponzi scheme that guarantees you double of your funding, it’s not like that right here.


The aim of this submit is to point out us the best way to earn a living on-line day by day simply shopping for shares and incomes from it day by day with out doing additional job.

You’re not new to what it means to purchase shares, some offline group or agency provides people alternative to purchase shares and earn with out doing additional job.

The incomes relies on the quantity invested, many of the wealthy individuals throughout the globe purchase shares with high firms and nonetheless earn.
Apple firm provides room for people to purchase shares and earn day by day with out doing additional work, that’s the analogy of “cash is working for cash”.

You as a novice don’t have sufficient to purchase shares with apple firm and the likes, however that’s not the tip of the world as you’ve a web based platform that offers people being you a blogger or not room to purchase shares.

With this platform you may earn unlimitedly to any of the cost methodology account you submitted, Simply chill whereas I provide the scorching story.


You might need in somehow heard about fast2earn, if you’re listening to it for the primary time you might be nonetheless not late however fast2earn has been in existence for greater than three years now.

Fast2earn is a web based cash making platform that offers customers the chance to earn cash doing much less job, it’s among the best amongst the numerous web sites that provide identical providers.

It’s assist publishers who’re beginning a web based enterprise however not incomes but to make little cash whereas there are nonetheless constructing a web based presence.

Little cash within the sense that, you could earn wither you make investments a lot or little however your incomes relies on the standard of shares.

However belief me, you aren’t going to emphasize or work your ass-off doing tons and plenty of job, all you want is to purchase shares and maintain incomes day by day.
The extra shares you purchase, the extra money you make from FAST2EARN program, no rip-off no story that touches the guts.


Fast2earn working system or operation system is a simple and favorable system that calls for each fast2earner earn a living, irrespective of how small your funding may very well be.

It’s a simple going program that one can earn a living from, however be reminded that it’s not a get wealthy over evening scheme, if you wish to get wealthy over evening please return and make a seek for newest ponzi scheme.

Like I famous earlier, the variety of shares you purchase decide how a lot you’ll make day by day, so endeavour to maintain shopping for shares, you received’t remorse it belief me.

In line with Fast2earn their web site supplies artificial inventory alternate market the place you should purchase digital shares of Web initiatives.

Shopping for digital shares of a mission you might be receiving rights to realize dividends from this mission and at any time you may promote your shares for the perfect value.

Every digital share brings a dividend in your account on the day by day, weekly, or month-to-month foundation. The quantity of dividend is determined by mission.

Your earnings consists of dividends and rising value of shares, that’s the way it merely work and you continue to have the entire time on the earth to work on different streams of earnings.


Let’s calculate this and see what you may probably earn day by day, weekly and month-to-month.
Simply assuming you obtain 50 shares of digital product with day by day dividend of 0.06

Now we have 0.06 X 50 X 30 = $90 that’s ninety {dollars} in a month on shopping for 50shares and you should buy greater than 50 shares with out being penalised.

When you’re making $90 month-to-month doing nothing aside from shopping for solely shares, isn’t that tremendous?

Let’s nonetheless calculate, assuming you obtain 30 shares
We must always have 0.06 X 30 X 30 = $54
That’s $54, you ain’t truly doing something aside from investing and folding your arms.

NB: The minimal and the utmost quantity you need to pay per every digital product is $Three something greater than that don’t purchase, wait and the prize will stabilize.

Additionally test for product with day by day dividend, earlier than shopping for shares.

Click on on the product hyperlink and see if it has day by day dividend, and selected the variety of shares you wish to purchase with identical product.


•  Anyone can work with them no matter age and nation of origin.
•  You don’t want an internet site to work with them, although it’s an added benefit.

•  Limitless incomes day by day

•  Good buyer assist.

•  Pleasant internet interface.

•  Incomes relies on funding, no dishonest.

•  Mushy cost strategies.








In line with fast2earn You can also make withdrawal at any time if there are adequate funds in your account generally a part of your funds is pending.

For safety motive they maintain, for some time, the earnings that you just obtained from referrals.

Additionally they freeze funds that are obtained by Visa, Grasp Card or Paypal for 11 days.
To keep away from the funds freezing make purchases utilizing Good Cash, Bitcoin or Litecoin as a substitute of Paypal.

When you wouldn’t have Good Cash, Bitcoin or Litecoin you should buy them at any forex alternate.

You may see pending transactions on the transaction internet web page.

You may select if you wish to be paid by PayPal, excellent cash, bitcoin, litecoin or Financial institution Card.

Funds are issued in US {dollars} normally the withdrawal request takes 3 – four enterprise days.

You may withdraw minimal $5.00 as soon as in 2 days, however ideally it’s $eight primarily based on expertise and critiques from different famend bloggers.

The month-to-month withdrawal quantity can be elevated if you are going to buy utilizing Good Cash or Bitcoins.



Click on on fast2earn.

Fill in your particulars, Within the house offered as seen under within the picture.

How to register on fast2earn



Click on on sign-up, and you might be on the go.


On assumption that your account has been created efficiently, you could make investments and begin incomes day by day as a result of that’s the intention of your being right here.

Now click on on initiatives, and choose All mission.

Fast2earn project list

Click on on every of the product and see there ROI earlier than shopping for the shares, however be reminded that you shouldn’t purchase share that’s value greater than $3.

Additionally strive checking there day by day dividend to know the way a lot you may earn month-to-month out of your shares, to see the day by day dividend, click on on the hyperlink to the product as I said earlier.


You’ve got completely different cost strategies right here on fast2earn that you could pay with however I recommendation you utilize bitcoin or litecoin.

On this case that I’m advising us to make use of bitcoin, Luno could be of assist.


I advently made analysis on YouTube to a get a complete video information that may put the dumbest particular person on earth by on the best way to create Luno account and deposit cash to it earlier than making fast2earn cost.



After watching the movies, be sure to return to your fast2earn account and generate bitcoin cost handle, use any code generated so that you can keep away from errors.



Fast2earn make it straightforward for people to earn a living on-line day by day, it doesn’t matter if in case you have a weblog or not, it’s wholely depending on what number of shares you should buy.

It’s dependable and rip-off free.

Be happy to share concepts and drop your complaints on the remark Field.

Share, as sharing is caring.


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Board Members Appointed for the New Global Independent

Contact for Press Inquiries: 

E-mail: press@osbadmin.com 

Board Members Appointed for the New Global Independent

 ‘Oversight Board’ for Facebook and Instagram Content 

Board Includes Three Members From Africa 

and Will Make Binding and Transparent Decisions on Content 

May 7, 2020 On Thursday, May 7, 2020;

JulieOwono, a digital rights advocate and Executive Director of Internet Sans Frontières from Cameroon, Maina Kiai, a human rights activist and Director of Human Rights Watch’s Global Alliances and Partnerships program from Kenya, and Afia Asantewaa Asare-Kyei, a human rights lawyer and Program Manager at the Open Society Initiative for West Africa from Senegal, Ghana and South Africa were appointed as Board Members to the newly created Oversight Board. The Oversight Board will review certain content decisions by Facebook and Instagram and make binding decisions based on respect for freedom of expression and human rights. 

The Oversight Board will tackle increasingly complex and contentious debates about what types of content should and should not be permitted on Facebook and Instagram and who should decide. The Board will prioritize cases that potentially impact many users, are of critical importance to public discourse, or raise questions about Facebook’s policies. Decisions made by the Board must be implemented by Facebook, as long as they do not violate the law. Oversight Board Members are independent from the company, funded by an independent trust and cannot be removed by Facebook based on their decisions.  

Global Independent

“Preserving the free flow of information is a major issue in our contemporary societies,” aid Julie Owono. “I come from Cameroon, I grew up in Russia, studied in France, I am currently in the USA, this journey has reinforced my conviction that without freedoms, without the right to express oneself, to receive or impart information, there can’t be true and profound progress. It is an honor for me to serve this cause, within the Oversight Board.” 

“We have been talking for a long time about creating some kind of independent governance structure for making big companies more accountable on some of the most important decisions they make,” said Maina Kiai. State regulation is important, and I think we need to make progress there too, but I think the Board is an exciting experiment and I’m excited to be part of it,” Kiai added. 

“The very act of creating this Board shows Facebook has taken the criticism leveled against it seriously and I hope my membership can help address some of these criticisms,” said Afia Asantewaa Asare-Kyei. I am particularly focused on the Board’s role in improving transparency and accountability, and creating an appeals process where people can bring their content issues. I feel strongly that the Board needs to be truly representative, not just in terms of geography, but age, subject matter and breadth of issues covered as well,” added Asare-Kyei

Owono, Kiai and Asare-Kyei will work in collaboration with 17 other Members who speak over 27 languages and have diverse professional, cultural, political, and religious backgrounds and viewpoints. Over time the Board will grow to around 40 Members. While no one can claim to represent everyone, Members are confident that the global composition will underpin, strengthen and guide decision-making.

The Board was designed with transparency in mind

All decisions will be made public, and Facebook must respond publicly to them. All Board decisions will be published on its website, while protecting the identity and privacy of those involved. Additionally, the Board will issue a public annual report on its work to evaluate how the Board is fulfilling its purpose and whether Members believe Facebook is living up to its commitments. 

Members are independent from Facebook 

Members contract directly with the Oversight Board, are not Facebook employees and cannot be removed by Facebook. Members will serve for a maximum of three 3-year terms and case panels will be confidential and assigned at random; no Member can choose the panel they sit on, and all opinions will be anonymous. The Board’s financial independence is also guaranteed by the establishment of a $130 million trust fund that is completely independent of Facebook, which will fund its operations and cannot be revoked. 

The Oversight Board is focused on addressing some of the most significant content moderation decisions on Facebook and Instagram that are referred by both users and Facebook

The Oversight Board will begin hearing cases in the coming months. Initially, users will be able to appeal to the Board in cases where Facebook has removed their content. Over the following months, the Board will also be able to review appeals from users who want Facebook to remove content, including advertising. The Board will not be able to make decisions on all of the many thousands of appeals from users that it anticipates receiving, but it will prioritise cases that potentially impact many users, are of critical importance to public discourse or that raise questions about Facebook’s policies.

For more information, please read the Oversight Board’s member announcement


Afia Asantewaa Asare-Kyei, Senegal, Ghana and South Africa

Program Manager at the Open Society Initiative for West Africa, where she focuses on human rights, women’s rights, criminal justice, access to information and media freedom issues, and previously worked at Save the Children and the U.S. Agency for International Development.

Afia Asantewaa Asare-Kyei is a human rights lawyer and development professional with extensive experience in strategy development, program design, grant management, research and stakeholder engagement in Southern, Western and Central Africa. Of Ghanaian and South African citizenship, she has a varied background in supporting and developing transformational social programs and advocacy strategies through the provision of technical advice and input into policy and programming of civil society organizations on issues like access to information, freedom of expression, human rights and substantive justice, especially as they relate to the inclusion, equality of opportunity and empowerment of vulnerable and under-represented groups such as women, children, persons with disabilities and LGBTIQs. Asare-Kyei has also worked for a number of international development and philanthropic organizations in different capacities in Africa. She is passionate about Africa, its development and has a working knowledge of African regional mechanisms and institutions. She is a graduate of the Centre for Human Rights, Faculty of Law, University of Pretoria, South Africa. Her research interests include women, children and disability rights, critical race feminism and socioeconomic rights of the poor.

Julie Owono, Cameroon 

Digital rights advocate who serves as the Executive Director of Internet Sans Frontières, a Fellow at the Berkman Klein Center for Internet and Society at Harvard, a Non-Resident Fellow at the Digital Civil Society Lab at Stanford.

Julie Owono is an expert in digital rights and an advocate for  Business and Human Rights principles in the technology industry. She is Executive Director of Internet Without Borders, an organization which defends digital rights and access to the internet. She is also a fellow at the Berkman Klein Center for Internet and Society at Harvard University, a Digital Civil Society Fellow at Stanford University, a member of UNESCO’s Ad Hoc Expert Group (AHEG) for the Recommendation on the Ethics of Artificial Intelligence and a Member of the Expert Committee on Digital Inclusion of the World Benchmarking Alliance.

Maina Kiai, Kenya 

Director of Human Rights Watch’s Global Alliances and Partnerships Program, a former UN Special Rapporteur on the Rights to Freedom of Peaceful Assembly and of Association, and the former head of the Kenya National Commission on Human Rights and the Kenya Human Rights Commission.

Maina Kiai is the Director of the Global Alliances and Partnerships at Human Rights Watch. Previously, he was the United Nations Special Rapporteur for Freedom of Assembly and Association and a founding co-director at InformAction, a Kenyan human rights NGO that advanced human rights through documentary film and community-based debate and mobilizing. He also served as the founding executive chair of the Kenya National Commission on Human Rights, an independent state body, and as the founding executive director of the Kenya Human Rights Commission, Kenya’s leading human rights NGO. Throughout his career, Kiai has served in leadership roles in prominent national and international human rights organizations, received many fellowships and published widely. He has been a columnist with Nation Media Group and the Standard Group. He is the recipient of the George Kirkland Human Rights Award from AFL-CIO, the Freedom Award from Freedom House, the Leo NavasAward from UN Foundation of USA and the Public Servant Award from the Gay and Lesbians Coalition of Kenya, among other honors.


COVID-19: Quickteller Paypoint to Provide Support for Agents

Members of the Association of Mobile Money and Bank Agents in Nigeria (AMMBAN) have been assured of continued support for Quickteller Paypoint Agents during the ongoing global COVID-19 Pandemic. This assurance was given by Titilola Shogaolu, Divisional CEO, Interswitch Financial Inclusion Services (IFIS) at a virtual forum organized recently by the Association, for its members.

Expressing her profound gratitude to AMMBAN, shecommended the association for putting the forum together at a time like this, when the COVID-19 pandemic has disrupted so many businesses across the globe.  She reiterated that these are unprecedented times, as the entire world is faced by uncertainties caused by the COVID-19 outbreak and as such there is the need to sensitize Agents on the possible impact of the pandemic on our services, and the necessary measures to deal with it.

Shogaolu highlighted the need for smart solutions that expediate digital transactions and processes, adding that, with the lock-down situation in the country, things will no longer be business as usual, hence the need to constantly innovate and evolve, to meet the changing needs of the ecosystem.

On how Quickteller is supporting Agents, she said: “Quickteller Paypoint is co-funding relief programmes to provide personal protection equipment and wares for Quickteller Paypoint Agents, to ensure that they are in compliance with COVID-19 expert advisory, while they render services to the public. We are also adopting to new channels of communication with our Agents to educate them”.

Shogaolu further emphasized the relevance of social distancingat a time like this, as well as the importance of cashmanagement. Agents were advised to take advantage of the fact that some bank branches may be possibly closed, to diversify their services by having an excellent product mix and exploring the introduction of cash deposit machines.

The forum, with the theme: “The impact of COVID-19 on theDigital Financial Services (DFS) ecosystem in Nigeria, was an initiative of AMMBAN that facilitated a discussion sessionbetween Mobile Money Service Providers, Bank Agents and the general public, on precautionary measures to take as essential service providers during the ongoing Covid-19 pandemic as well as trends that are likely to continue, post COVID-19 .

Interswitch Financial Inclusion Services (IFIS) is aninterconnect point and infrastructure for integrating and delivering electronic payment services to the unbanked, under-banked and banked. IFIS works with financial service providers, merchants, billers, and other organizations that aim to increase their efficiency and outreach, through its network of human service interfaces for secure financial transactions nationwide.

Other speakers at the forum included: Professor Olayinka David West, Informations System Specialist and Academic Director at Lagos Business School and Jay Alabra, Co-Founder PagaTech Limited. They all unanimously opined that the COVID-19 pandemic has not only changed the world but has also transformed the way transactions are carried out.

In their votes of thanks, Victor Olojo, National President, AMMBAN; Yusuf Adeyemo, National Programme Director and Olawale Tiamiyu, applauded all three speakers for taking time out to join in on the forum to address these pertinent issues.


About IFIS

IFIS is Interswitch Group’s financial inclusion services initiative that works with financial service providers, merchants, billers, and other organizations that aim to increase their efficiency and outreach through its network of human service interfaces for secure financial transactions nationwide such as delivering electronic payment services to unbanked, under-banked and banked Nigerians.


Ufuoma McDermott becomes new face of Friska Herbal Teas

Friska Farms Limited, makers of Friska Herbal teas, recently appointed Ufuoma McDermott, a Nollywood A-lister as its brand ambassador. The appointment which was signed recently, demonstrates the brand’s vision to be the leading African organic lifestyle promoter, providing natural solutions that address wellness concerns globally.

Friska aims to promote a sustainable and healthy lifestyle through its range of teas including wellness tea, anti-diabetic tea, blood pressure tea and weight loss tea.

According to Omokhose Hauwa Imanah, the co-founder of Friska Herbal Teas: “As a healthy lifestyle brand, we are delighted to work with Ufuoma, who exemplifies the ideal qualities that align with our core values. She has always shown a passion for healthy living, fitness, mental health and lifestyle.

“For us, it is more than just a business. It is about building a local authentic brand that can compete globally. It is about celebrating our ‘Nigerianness – if such a word exists and Ufuoma exemplifies all these.”

Ufuoma expressed her delight at Friska Life’s decision to have her as a brand ambassador. She also revealed that her first trial of the brand’s product yielded positive results. She took to her Instagram page to announce to her fans “…this Instagram is a real fam. @friskalife and its soldiers convinced me to use their products. I did and got awesome results. Today, I represent #FriskaTea. Guys, you are in for some healthy life tins…”

She assured her audience base which consists of over a million followers to get ready for healthy living. As a way to kick-off, she stated that customers who order Friska Herbal Tea through her will enjoy discounts and free face masks.

Ufuoma, at the beginning of the year, had organized a weight loss challenge to sample Friska’s product with some of her fans. The positive results from this challenge informed her decision to represent the brand.

Friska remains keen on providing solutions to wellness concerns using natural organic herbs to develop premium quality products. Friska is available in over 400 retail pharmacies and supermarkets nationwide.


Stanbic IBTC Tops List Of Banks With Gender Balance In Executive Positions

Stanbic IBTC Tops List Of Banks With Gender Balance In Executive Positions

Confirms That 43% Of Its Workforce Are Females

Stanbic IBTC Holdings PLC, a member of Standard Bank Group, has reaffirmed its exemplary role in promoting the tenets of gender balance in the country. The leading end-to-end financial solutions provider has emerged top of the list of Nigerian banks with the highest female representation on its board of directors.

According to the Q1 2020 unaudited report on the Nigerian Stock Exchange (NSE), Stanbic IBTC Holdings PLC’s board of directors consists of 10 members. Among the 10 members are four female Non-Executive Directors, which represents 40% of the members. This is currently the highest when compared to other banks in Nigeria.

The four female Non-Executive Directors are Ifeoma Esiri, Ngozi Edozien, Nkemdilim Cay Uwaje, and Salamatu Suleiman. The board is led by Basil Omiyi, a Non-Executive Chairman.

Yinka Sanni, Chief Executive, Stanbic IBTC Holdings PLC, described the feat as a confirmation of the organisation’scommitment to continue to lead the advocacy and amplification of gender balance at every level in the banking sector, andindeed the country at large.

He said: It is underpinned by our core values as an organisationto have gender balance. Apart from our board composition, we currently have about 43% females in our workforce. This is because we recognize that gender balance is vital to achieving sustainable development. It is our collective responsibility to build a world devoid of a gender gap, if we must make remarkable progress.”

He reiterated that Stanbic IBTC has been consistent in building gender diversity management. “In 2016, three out of the seven members of our board of directors were females. That is about 43%. To us at Stanbic IBTC, gender balance is a human aspiration and our decisions to give opportunities are always devoid of gender-related stereotypes.,” he added.

Sanni noted that the organization will not relent in its efforts to create healthy communities and accessible platforms, where there are no discrepancies in status, opportunities, and attitudes between people of different genders.


COVID-19: Interswitch Group Unveils Coordinated Interventions

COVID-19: Interswitch Group Unveils Coordinated Interventions Against COVID-
(Friday, April 30, 2020. Lagos, Nigeria). Interswitch Group, one of Africa’s leading integrated
payment & digital commerce players has announced a series of intervention measures as part
of a coordinated effort to complement ongoing efforts from public and private sector
perspectives to address the spread and mitigate the negative impact of the novel coronavirus
pandemic in Nigeria.
Inspired to make a difference as far as playing their part in fighting the scourge, employees of
the company have rallied together to voluntarily contribute various amounts from their
compensation, raising a total of 75 million Naira in an employee-led effort, which the company
has supplemented with the sum of N230 million, thereby bringing the funds raised towards the
organization’s COVID-19 response effort to a grand total of N305 million Naira.
This is coming on the heels of concerted efforts by good-spirited individuals and corporate
organisations to support the Federal and State governments in combating the COVID-19
pandemic. This intervention fund from the Interswitch Group and its employees is being
deployed to provide support to Federal & State Governments, as well as some selected private
sector-led initiatives. The primary focus of the fund is supporting the creation and equipment
of isolation centres, purchasing COVID-19 Test kits, providing personal protective gear and
related support to frontline heath workers and to setting up foodbanks to cater to under-
privileged communities in Lagos.
Execution has commenced with Interswitch’s Verve Brand, which has sealed a partnership with
the Lagos State Feeding Program to provide raw material food items for poor & vulnerable
communities in Lagos. Interswitch also supported The Young President’s Association (YPO) and
the Lagos State government in setting up the already functional Eti-Osa isolation centre in
Lagos. The fund has also supported the Delta State Government by providing tropicalized ultra-
low temperature (ULT) laboratory refrigerators that will be used for the storage of reagents and
other laboratory consumables and COVID-19 test samples pending when they will be
transported to the designated COVID-19 Testing Laboratory in Irrua, Edo State.
The company is finalizing discussions with states including Edo, Enugu, Kaduna, Ogun and Oyo
with a view to providing test kits and personal protective equipment (PPE) for frontline health
workers in these states.
Furthermore, by way of providing free technology for the use of governments and healthcare
authorities, Interswitch has leveraged its core capabilities as a technology company and
systems integrator, manifested through the initiative of eClat Healthcare, Interswitch’s health-
tech subsidiary company, in building out a user-friendly, locally-nuanced software application
which is useful for members of the public as a first-line intervention for the assessment of risk
and pre-disposition to the novel Coronavirus infection. The software platform analyses users’

information provided from answers to a series of questions around risk factors, recent
exposure, observed symptoms, health and travel history.
From an epidemiological mapping perspective, the application also offers insight-based
analytics, based on its capabilities to track and aggregate insights into geographical heat-maps
which highlight areas in which pre-disposition is deemed to be higher, to optimize decisioning
and ultimately enable prioritization of interventions, a key value proposition to public
healthcare authorities.
This initiative essentially serves to provide guided and up-to-date information on COVID-19,
reduce panic, lower gross footfall to medical facilities, being a first-line checkpoint and
ultimately reduce risk of exposure to health workers on the frontlines of fighting the pandemic.
Designed with an interactive interface, the solution facilitates further virtual consultation for
infected persons, meaning infected persons can stay in their homes and access consultation as
to whether their symptoms give cause for alarm or not.
The eClat Health-tech solution supporting State Governments’ response to COVID-19 has been
implemented in 20 states across the country. It is currently in use in Lagos State’s Eti-Osa
isolation centre, and in Edo, Ogun and Oyo States, while it has been implemented and is set to
go live in Delta, Kaduna, Bayelsa, Yobe and Jigawa States, where healthcare personnel have also
been trained in readiness to go-live. The system has been primed for the other states which are
at various stages of implementation, training and approval to go live. These are Kano, Katsina,
Rivers, Abia, Enugu, Anambra, Ebonyi, Akwa Ibom and Imo States.
Also by way of exploring collaborative private-sector led initiatives to complement the drive of
Federal & State Governments as well as public health authorities to mitigate the spread of the
pandemic, Interswitch will leverage its existing partnership with players such as PAX Technology
(a leading international provider of Point-of-Sale payment terminals) to provide essential
medical consumables and supplies such as N95 facial masks and thermometers as part of the
quest to contain the COVID-19 pandemic in Nigeria.
Interswitch has also expressed a commitment to leveraging its creative capabilities, social and
digital media assets to roll out awareness and sensitization campaigns to propagate WHO-
approved messaging & information on COVID-19, under the umbrella platform of
Commenting on the essence of these interventions, Mitchell Elegbe, Founder and Group Chief
Executive Officer at Interswitch opined that;
“These interventions sit well within the context of our corporate mission; to create transaction
solutions that enable individuals and communities prosper across Africa. Our efforts are
underpinned by the realization that this pandemic, if left unchecked is a potent threat to
interactions which facilitate entrepreneurship and commerce, without which inclusive
prosperity will remain a pipe dream. It is our desire and earnest hope that these initiatives,

aggregated with the goodwill and committed efforts of many other like-minded corporate
entities and well-meaning individuals who have rallied to this noble cause would significantly
contribute to the flattening of the COVID-19 infection curve in Nigeria, which remains one of
Africa’s most important economic hubs”.
By virtue of the alliance with technology providers such as PAX, Interswitch has also
underscored commitment by the partners to promote the adoption of contactless point-of-sale
payment solutions across the West Africa market. Contactless payment solutions include
payments with contactless-enabled credit and debit cards, as well as QR codes, underscored by
the realization that the widespread adoption of contactless payment solutions have greater
propensity to better mitigate the spread of COVID-19.


Stanbic IBTC Supports Efforts Of Lagos State Gov’t To Improve Workforce

Stanbic IBTC

Stanbic IBTC Supports Efforts Of Lagos State Government To Improve Workforce

Stanbic IBTC Supports Efforts Of Lagos State Gov’t To Improve Workforce

Stanbic IBTC Holdings PLC, a member of Standard Bank Group, has urged workers to embrace the new normal and be mentally active during the COVID-19 lockdown. Olufunke Amobi, Country Head, Human Capital, Stanbic IBTC Holdings Plc, made this known at the Evolution Webinar Series organized by Lagos State Government for its workforce.

Stanbic IBTC Efforts 

Stanbic IBTC Supports Efforts Of Lagos State Government To Improve Workforce

Stanbic IBTC

The webinar, themed: “Evolution Series: A New Generation of Public Service”, was designed to further expand the horizons of civil servants as they continue to observe the stay-at-home directive of the Federal Government.

Amobi revealed that new behaviours, new technologies, the millennial workforce, mobility and globalisation are the new trends shaping the world of work. Hence, workers must embrace these new realities to be more efficient in doing their work.

In her presentation titled: “Current Trends in the World of Workand Workplace”, she disclosed that there are three products thatdefine the quality of every type of work, which are, the Work,the Worker and the Workplace.

Lauding the efforts of the Lagos State Government, she said:The introduction of this kind of programme and policy into thePublic Service affirms our readiness to align with current trends in the world. She further encouraged civil servants and other employees to embrace the digitalisation of work and the workplace, as those who do so will not only survive but thrive.

Amobi urged the Lagos State Government to invest more in new digital activity for its workforce. She also urged participants not to rely solely on their employers to acquire knowledge, but to exploit different opportunities for free online courses, to develop their digital literacy skills.

In her remarks, Mrs Ajibola Ponnle, Honourable Commissioner for Establishments, Training and Pensions, said the online training programme was designed to enhance capacity development of the workforce as well as sharpen their skillsduring the COVID-19 lockdown.

She revealed that online training is part of the governmentsinitiatives to continually improve the staff as they remain at home to curtail the spread of the COVID-19 pandemic.


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Seventeen unique ways to make some extra money while in coronavirus lockdown

How to earn money online

With the Internet taking over a large part of our lives, more people are looking to ways to earn money online to increase their financial inflows.

Earning money has always been associated with traditional ‘offline’ ways found in the real world. With the Internet taking over a large part of our lives, more people are looking to ways to earn money online to increase their financial inflows.

However, you have to be careful of the platform that you opt for. While there are numerous ways to earn money online, some of these could end up being scams, hence you have to be careful.

Also, do not expect to earn a huge amount quickly when using online avenues to earn money.

Here are few such online platforms, websites, and resources that can help you earn money online.

1. Freelancing

Freelancing has always been a popular way to earn money online and the Internet has a plethora of options.

There are several websites offering freelance tasks for people with varying skills. All you need to do is to create your account, browse through the listings, and apply for the task that suits you.

Some websites may even require you to create a personal listing with the details of your skillset, so that interested clients can contact you directly.

Outfiverr.com, upwork.com, freelancer.com, and worknhire.com are some websites that provide freelance jobs. You can earn anywhere between $5 and $100 through these websites.

But remember, you will only be paid once you complete your task and it has been approved by your client.

This may even mean revising the work several times unless the requirements of your clients are not met.

Some sites may ask you to set up a PayPal account, as most clients prefer to make payments through it.

2. Start your own website

There is enough material available online to help create your own website.

This includes choosing the domain, templates, and the design for your website. Once ready to service the visitors with the relevant content, sign up for Google Adsense, which when appear on your website and clicked by visitors help you make money.

The more the traffic you get on your website, the more will be the potential for higher earnings.

3. Affiliate marketing

Once your website is up and running, opt for affiliate marketing by allowing companies to insert web links on to your site.

When visitors to your site buy products or services by clicking on such links, you earn out from it.

4. Surveys and searches and reviews

There are several websites offering money to undergo online surveys, carry out online searches, and write reviews on products.

To get the credit, one needs to disclose certain information to them including one’s banking details. This is why you should use this route with utmost care.

Some of them may even ask you to register with them before working on projects.

The most important watch out in such projects is to stay away from websites offering money that appears too good to be true.

Be careful while evaluating the reputation of the website as many of them could be a scam.

Most sites promote businesses showing copies of cheque payments which may have been given to the middlemen only.

5. Virtual assistantship

Doing all the corporate stuff from one’s home is what a virtual assistant (VA) does.

VAs basically work remotely with their clients and manage the aspects of their business that they are too busy to handle themselves.

When you work as a virtual assistant, you can choose to work as an employee or you can set up your own business.

VAs are skilled, home-based professionals that offer companies, businesses, and entrepreneurs administrative support.

Some of the major areas of work includes making phone calls, email correspondence, Internet research, data entry, scheduling appointments, editing, writing, book keeping, marketing, blog management, proofreading, project management, graphic design, tech support, customer service, event planning, and social media management.

Becoming a VA can entail some degree of training or briefing, depending on your qualifications.

However, if you have good communication skills and are capable of using applications like MS Office, you can just sign up on sites such as Elance.com, 24/7 Virtual Assistant, Assistant Match, eaHelp, Freelancer, FlexJobs, People Per Hour, Uassist.Me, Upwork, VaVa Virtual Assistants, Virtual Staff Finder, Worldwide 101, Ziptask, Zirtual and so on. A VA my expect earnings in the range of Rs 500-Rs 4,000 per hour.

6. Translating

Knowing a language other than English may even help you earn some extra bucks. There are several websites that offer translation projects that require translating a document from one language into another.

This may include Spanish, French, Arab, German, or any other language to or from English.

For many, this can make the task rather time-consuming and therefore they hire translators available online from anywhere across the globe. Several websites such as Freelancer.in, Fiverr.com, worknhire.com or Upwork.com offers you a platform to be a professional translator.

Those who do not have the knowledge or do not have the time to complete their projects on their own, put up their work on these platforms where you can register and start bidding on translation jobs and get paid in the range of Rs 1-Rs 5 per word.

This can go up to Rs 10 for some languages.

7. Online tutoring

If you are an expert in a particular subject, you can earn by tutoring people online.

Online tutoring provides a means to connect online with students of all ages, across the country to provide homework help and tutoring in the subjects for which you have demonstrated expertise.

One may sign up on websites like Vedantu.com, MyPrivateTutor.com, BharatTutors.com, tutorindia.net as an online tutor by creating a profile, and listing the subjects or classes you want to teach, how much experience you have, what your qualifications are, etc. Some of the platforms may offer flexible and convenient time to work as an online tutor.

Most platforms follow the process that will ask you to apply by filling in a simple form, and then a teaching demo will have to given their experts.

Once selected, documentation and profile creation will be done, followed by training and induction webinar.

Once you attend the webinar, you will be listed as a teacher and will get your online sessions to conduct.

Beginners can make around Rs 200 per hour, which can increase to Rs 500 as you gain experience and expertise.

8. Social media

In addition to interacting with friends and strangers, social networking platforms like Facebook, Twitter, Instagram, and Snapchat can be used to make money.

Companies and popular brands pay social media strategists to further boost the popularity of their products.

With lots of competition around and the constantly shortening of attention time of online viewers, creativity is essential to create posts, videos etc that can go viral quickly and enhance the brand value.

Remember, social media needs dedicated time and energy to stay relevant.

Hence, you need to share posts regularly and interact with your followers on a regular basis.

9. Web designing

Not all business owners are tech savvy but the need of the hour is to have a website of their own. Those who have a knack for all- things- tech, especially related to websites, can help small businesses set up their own websites and earn from it.

Coding and web designing are the essential ingredients in setting up websites. Further, websites need maintenance and may require frequent updates, which may add to one’s revenue.

Depending on the client and job, a single project can fetch you anywhere between Rs 20,000 and Rs 1 lakh.

10. Content writing

Online platforms can be a good starting point. Depending on the quality of the articles, one gets paid.

One may be asked to work upon articles with specific guidelines as well.

Develop a niche in your area of expertise and build strength in that domain to increase the revenue stream.
11. Blogging
It starts with a hobby, interest, and passion and soon blogging becomes a career option for many bloggers.

There are a number of full-time bloggers in the country.

There are two ways to start a blog: you can either create a blog through WordPress or Tumblr, which requires no investment, or go for a self-hosted blog.

In case of the latter, you will have to spend money on domain name and server hosting space that can cost you between Rs 3,000-Rs 5,000 a year.

Self-hosted blogs have an added advantage that it allows you to customise elements and functionality of your website.

In case of the former, you need to make peace with the tools and plug-ins made available by the service provider.

You may monetise the blogs through ads, product reviews, and so on.

But remember, earning through blogging may also take a lot of time and effort. For some, it may take as long as year to actually earn through blogging.

12. YouTube

If you are not comfortable in penning down your thoughts through blogs and content writing, make use of your camera to create a video presentation.

Create your YouTube channel, upload videos and start monetising them. Choose a category or subject that you want to make videos on and get started, but make sure it’s a topic that will interest a lot of people.

Everything from cooking shows to political debates can find many takers on YouTube.

You have to create a YouTube channel, which works on a similar model as a blog.

As you make your channel popular and the number of subscribers grows, so will your earning potential.

The payment one gets is based on every thousand views.
13. Kindle eBook

If writing books interests you, an option you have is to self-publish eBooks and paperbacks with Kindle Direct Publishing, and reach millions of readers on Amazon.

Publishing takes less than 5 minutes and your book appears on Kindle stores worldwide within 24-48 hours.

One can earn up to 70 percent royalty on sales to customers in the US, Canada, UK, Germany, India, France, Italy, Spain, Japan, Brazil, Mexico, Australia, and so on.

One can keep control of one’s rights and set their own list prices and also make changes to one’s books at any time.

and Pblishing.com are two other places to get your book published and earn money.

14. Selling your products online

If you want to sell products online, you may can it by creating your own website.

As there’s lot of competition and several existing websites in place already catering to this market, an attempt to create a niche in terms of products may be considered.

Or, you can use the platform such as Amazon, Flipkart to sell.

One can increase reach and visibility through affiliate marketing.

15. PTC sites

Several websites offer money (after a minimum level of earning) by clicking on advertisements. Hence, they are called paid-to-click (PTC) sites.

One has to get registered before the project begins. Not all of these sites could be genuine, so be careful. One may also refer friends and earn money in the process.

Some such sites are ClixSense.com , BuxP and NeoBux are some of such PTC sites.

16. Peer to peer

Similar to e-commerce websites such as Amazon and OLX, a peer-to-peer (P2P) platform is a marketplace for money lending activities.

You can lend money to others in a more organised and structured manner using the P2P lending platform.

The P2P platforms have the recovery process in place and one should understand it before using the services of the platform.

Since this is an unsecured loan where there is no face-to-face interaction, a P2P lender needs to be aware of the risks involved.

Currently, the interest rate earned can be anywhere from 13 percent to 30 percent.

17. Data entry

Although this line of work is seriously threatened by automation, there are still plenty of data entry jobs available in India.

It is one the simplest jobs you can do online, and requires no special skills.

You just have to have a computer, Internet connection, fast typing skills, and the ability to pay attention to details.

Most freelancing websites list these jobs, and you can sign up on any of them to start earning in the range of Rs 300 to Rs 1,500 per hour.


15 Easy Ways To Make Money As A Student

Online sports betting
Hands down, The quickest way to make a lot of money (well, without breaking the law). Lots of students have genuinely made 1 million naira from this technique. It’s completely legal, risk free, tax free.
Examples of sports betting websites you can try is bet9ja, betking e.t.c

Online surveys
An increasingly popular way for students to make money is to fill out online surveys in their spare time. Research companies are always recruiting new members worldwide to answer surveys and test new products.

For a few minutes of form filling, you can make a couple of quid which is paid as cash or rewards. You can bag up to £3 ($5) for some surveys!

Paid for searching the web
Interested in earning cash for doing what you already do online? This has to be one of the easiest methods of making money online without really any effort or change in your behaviour.
This innovative idea by Qmee.com rewards you for searching in Google, Bing or Yahoo. You just install a simple add-on to your browser and when you conduct a search there may be a few sponsored results alongside your normal search.

Online market trading
Whilst this isn’t necessarily an easy way to make money, investing in stock markets can be lucrative if you learn to do it properly and safely. By the same token, you may suffer significant losses if you don’t take it seriously.
Today there is no need to fund the yachts of Wolf of Wall Street style stock brokers. You can do it all yourself with the help of online market trading platforms.

Sell clothes on eBay
Everyone’s best friend when it comes to getting rid of junk is eBay. Online auctions are a sure-fire way to turn that sleeveless jacket (which came in and out of fashion in a week) into hard cash.

Some eBay sellers look at trends and try to predict what will be big ahead of the market. If you are good and don’t mind taking a risk then you can buy early in bulk and sell on when the craze hits.

YouTube videos
According to recent stats we now watch more videos on YouTube than searches on Google. And with the recently introduced YouTube Partner Program you can now profit from making and uploading videos. You will receive a percentage of the advertising revenue collected per 1,000 views.

Depending on how successful you are (virality, subscriber base and topic) you can make a lot of money, and there are plenty of stories every week of more and more YouTubers making it their career.


A MUST READ!! 5 Solid Ways To Make Money Online Despite The Lockdown-180nobs

It is no longer news that most companies have shut down due to the current pandemic “COVID-19”.

The government has declared total lockdown in some states while curfew from morning till evening in others but then we have to feed.

Most people are daily earners who feed on their day to day earnings but have been left stranded because of the government’s stringent rules.

Below are 5 legitimate online businesses you can do from home with your smartphones and earn enough to sustain yourself even beyond the lockdown period.

1. Blogging

2. Affiliate Marketing

3. Freelancing

4. Information Marketing

Let me explain each of the businesses listed above in a detailed format so you all can understand them all.

Let’s go 👇

1. Blogging

This is the act of designing and editing a blog. You can own a website where you write various articles ranging from News to Entertainment & sports for people to read.

While doing this, you can make money by running Google Ads, Sponsored post, offering Advertisement spaces and promoting affiliate products.

You might not necessarily own a blog but can work as a freelancer for blog owners and get paid.

I don’t need to write long explanation for you to understand this – I know you all know Naijaloaded is making money daily, you can become a Blogger like Makinde and cash out everyday.

2. Affiliate Marketing

This is also an online business where you partner with a company to sell or promote their products.

It is simply selling someone’s product by referring potential customers to their online store while you are paid a commission.

You have to register under the company as an affiliate then you will get a link which helps to know if a buyer is from you.

You can post LG products on your Facebook page and if anyone buys through your link, you will be paid a particular percentage. Now, 100 people or more buy through your link – you are in money.

3. Freelancing Writing (Content Writer)

This is a professional writing done by a freelancer. If you are a skillful writer why waste your talent on Twitter when you can join top freelance platforms and earn cool cash.

All you need to do is to Google search freelance sites, sign up, build your profile and upload a few samples of your writings.

I have some couples of friends who write Articles for Naijaloaded from the comfort of their bedroom and get paid for each of their post.

4. Information Marketing

Information Marketing, on the other hand, involves selling your knowledge in a particular field or on a particular topic to people through ebooks, audio, and online videos.

If you are good at Microsoft Word, you can create Ebook or Articles and upload it online teaching the step by step ways to getting some great stuff done, Market it online and you get paid in return.

You can make hundreds of thousands from the above online business right from the comfort of your room without spending much while you earn enough money to sustain yourself during this lockdown.

5. Youtube Video Creator

Millions of Nigerians are getting their Video uploaded on Youtube while they make so much money as people watch their videos for free on Youtube.

A whole lot of Youtubers in Nigeria are seriously cashing out doing what they know how to do best. While some post Comedy skits on their Youtube channel, some talks about Fashion, some post interesting News in form of video and they get back.

I have about 3 friends that earn between $5,000 – $8000 monthly creating Video contents out of random news to keep people informed on Youtube.

You too can get started today and you will start earning substantial amount of money from your Videos on Youtube.

The End!

I hope you all enjoy this beautiful piece?

Which Of The Businesses Listed Above Do You Know About Already?

Which Other Online Business Can You Recommend For Anyone During This Lockdown?

Let’s hear from you all.

Drop your comments


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Nigerian banks broadly positive after Naira devaluation

The Central Bank of Nigeria (CBN) recently adjusted the rate in the Investors and Exporters Foreign exchange window to N380/USD from the N364 to N370 range it had been trading for some time now, as portfolio outflows increased depreciation pressure on the currency given the material reduction in oil prices.

The currency was also trading at the N377 to N379 range in the parallel market, after reaching a high of N410 – N415 levels at the parallel market. Overall, moving forward, the FX devaluation of the naira will broadly be positive for some Nigerian banks assuming it does not result in further deterioration in the macros fundamentals of the Nigerian economy.

Top tier 1 banks like Zenith Bank and Guaranty Trust Bank are likely to benefit the most from the recent development.

What it means to banks: Currency adjustment net-positive will likely earn foreign currency revaluation gains for Zenith Bank with its N698 billion net positive foreign currency balance sheet position.

Guaranty Trust Bank too with its N532 billion net positive foreign currency balance sheet position, First Bank of Nigeria’s N166 billion net positive foreign currency balance sheet position, and FCMB with N79 billion net positive foreign currency balance sheet position. These banks have more assets than liabilities in their foreign currency book.

Standard chartered


The numbers also suggest that we are likely to see foreign currency losses in Access bank with N1.2 trillion net negative balance sheet position followed by UBA with N281 billion net negative balance sheet position and finally Fidelity Bank with N30 billion net negative balance sheet position.

Before now, GTBank and First Bank made the most foreign currency revaluation gains of N87.3 billion and N80.2 billion during the last currency devaluation in 2016, accounting for 59% and 48% of non-interest revenues respectively, and 21% and 14% of gross earnings respectively. At that time too, no bank reported FX revaluation losses.

From a balance sheet growth perspective, It’s observed that the highest adjustment in net loans and advances are GTB (3.2%), FBNH (3.2%), FCMB (3.2%) and Zenith (2.4%) when adjusting the foreign currency net loans to N380/USD from N360/USD based on their latest audited financial records released.

While on the customer deposit side, records show the highest adjustment in Zenith (4%), FCMB (4%), FBNH (3.9%) and Access (3.8%).

Mobile money war: Telecoms threaten banks' future in Nigeria

Consequently, asset quality deterioration concerns could be minimal for now: while awaiting disclosure from banks on the foreign currency components of non-performing loans, it’s expected that 5.6% devaluation of the naira will result to a 5.6% deterioration in non-performing loans at a worst-case scenario, assuming that all the non-performing loans are in foreign currency.

Furthermore, the continuous spread of COVID-19, its impact on the global economy and Nigeria remains a key risk to the banks currently, as company-specific issues take a back burner.

Nevertheless, Nigerian banks with resilient and robust balance sheet and high efficiency as it places them in a better position to weather the storm. Hence Guaranty Trust Bank and Zenith Bank remain on top as most likely to gain from the recent devaluation of the naira.

However a weaker naira also increases Nigerian banks’ risk-weighted assets related to their foreign currency loans, putting negative pressure on their capital metrics, but, the banks hold good capital buffers.



COVID-19: Nigerian Businesses Need To Position Themselves For Greater Challenges Ahead – Stanbic IBTC Bank CEO

Nigerian businesses need to prepare and brace themselves for a highly challenging period ahead as the coronavirus pandemic disrupts day-to-day life and commerce.


This follows the Federal and State Governments’ recent announcements of a set of bold measures to halt the spread of the coronavirus in Nigeria, including travel bans, school closures and limits to the size of public gatherings.


“While these actions are necessary and commendable, they are steering businesses into uncharted territory,” says Dr. DemolaSogunle, Chief Executive, Stanbic IBTC Bank PLC. The operating environment, already difficult following years of lacklustre growth, will become even more challenging in the weeks ahead.”


As this health and economic crisis unfold, large organisations will have to contend with the challenge of managing complex operations across multiple entities and geographies – each with its own set of measures in place to tackle the pandemic.

“There is now a pressing need for effective risk mitigation and business continuity measures, and these must include partner firms, suppliers and other stakeholders,” says Dr. Sogunle.


In numerous industries, supply chains and cash flows are being severely disrupted, particularly for those businesses involved in cross-border trade. This makes planning more crucial than ever.


With this in mind, organisations should consider the early loading and planning of payments, as well as intensive cash-flow management and liquidity planning. Those businesses that have lending facilities in place should assess whether these cancope with changed or disrupted cash flows.


Also, businesses involved in cross-border trade can consider measures that reduce the impact on cash flows. Letters of credit, for instance, have a lesser impact on cash flows than upfront deposits. And the disruption of physical trade flows might require an alignment of the associated cash flows.


Meanwhile, the health and safety of employees, clients, and other stakeholders need to be top of mind. Companies should consider separating teams and allowing employees to work remotely, where possible, although the persistence of load-shedding does complicate remote work.


As more employees work from home, connectivity will be key. To enable this, teams could be provided with larger data bundles and afforded remote and secure access to internal systems. And with employees working in new environments, communication will be crucial to ensure that staff are well-informed and reassured, as well as productive.


Comprehensive policies and protocols applicable to both staff and clients are essential. Naturally, hygiene within the workplace and externally is of paramount importance – access to hand sanitizers, for instance, could prevent the spread of the virus.

It is extremely important that companies remain calm and keep working effectively. Stanbic IBTC recognises that it has aresponsibility to do everything it can to help clients keep their businesses and their lives on track.

“As we have come to grips with this new reality that is facing us, we have all made the necessary plans in our different environments and prioritised our requirements so that we can continue to work, interact, and contribute to the society in which we live.

We do acknowledge that our business customers are facing challenges in dealing with the disruption to their businesses. We also understand that in any business or personal financial cycle there can be challenges in meeting financial obligations. These challenges may be heightened especially in times of economic downturns and crises. Customers who are in financial distress should contact the bank as soon as possible. The sooner the bank is informed, the sooner both parties can find a workable solution to address or resolve issues of financial distress.  It is not in Stanbic IBTC Bank PLC’s interest to see a business fail, or a home lost. It is in both parties’ interest to find a workable solution. We do urge customers to contact the bank should they experience difficulties. We do not doubt that the impact of the Corona-19 virus has been extremely disruptive,” Dr. Sogunlesays.

Stanbic IBTC Relationship Managers are in contact with our customers and are there to provide all the support necessary. Our customers all have individual needs and requirements and we will provide all the assistance necessary on a case by case basis.


We are encouraging clients to make use of digital channels when transacting and engaging with the bank, where possible, and to contact the bank if a financial strain is foreseen. By planning, working together and remaining vigilant, we can limit the strain on Nigeria’s businesses in the weeks and months ahead,” Dr. Sogunle added.


Stanbic IBTC To Run Skeletal Operations To Prevent COVID-19 Spread

As part of the plans to safeguard the lives of its staff and customers and also prevent the spread of Covid-19, Stanbic IBTC Holdings PLC, a member of Standard Bank Group, has announced that it has started running skeletal operations, effective Wednesday, March 25, 2020.

Yinka Sanni, Chief Executive, Stanbic IBTC Holdings PLC said the action was necessitated by the need to safeguard members of the public, given the rising number of individuals who have tested positive to Covid-19. He commended the actions taken by the government thus far, such as banning of large gatherings, closure of schools and certain offices, all aimed at managing the spread of the virus.

He however stated that a lot more needs to be done to manage the situation given that the Covid-19 is the most serious world health emergency in a century.

The Stanbic IBTC Holdings Chief Executive said: “As a responsible corporate citizen, we will also be playing our own part. Effective immediately, we will be operating skeletal services in terms of our operations. A good number of our workforce will work from home and only critical staff will be physically present at our premises and branches including head office campuses. If you already haven’t, this is the best time to switch to digital. Our full range of financial services can be accessed on our various platforms- ATM, Mobile App, Online Banking and USSD platforms. Our multi lingual customer service lines are also available to you 24hours a day, seven days a week.”

While some branches of Stanbic IBTC Bank PLC will be shut, customers can still make transactions in other. The bank’s branches which will remain open are located in Oba Akran, Alausa, Akoka, Surulere, Mushin and Idumagbo, Lagos State. Other Stanbic IBTC Bank branches that will remain open in Lagos are situated at Lekki Admiralty, Ikota, Ajose Adeogun, Apapa and Satellite Town.

Selected Stanbic IBTC Branches will also remain open in the South East, South West, North Central and North West areas of Nigeria.  

Bunmi Dayo-Olagunju, Executive Director, Operations, Stanbic IBTC Bank PLC, said the closure of some of the bank branches formed part of the organisation’s business continuity management plan. She further stated that the action was alsotaken in consideration of the health, safety, and wellbeing of staff and customers.

She added that the bank branches would henceforth close by 3pm daily to customers while employees will close by 4pm and are expected to start leaving the premises from that period.

Reassuring the customers and employees of Stanbic IBTC, Yinka Sanni said: “These are indeed trying times, but as the saying goes – Tough times never last, but tough people do. We all have to make some tough choices for the greater good. Please stay positive and most importantly, do not panic. This too shall pass. We appreciate your continued support and patronage. Your satisfaction remains our top priority. As you go about your daily activities, do continue to take appropriate safety and health precautions.”


Stanbic IBTC Makes Donation to Abule Ado Emergency Relief Fund

In line with its status as a responsible corporate organization, Stanbic IBTC Holdings PLC, a member of Standard Bank Group, has donated to the Abule Ado Emergency Relief Fund. The Fund was set up by the Lagos State government in response to the explosion which occurred in the early hours of Sunday, March 15, 2020 at the Abule Ado axis of Lagos State. The accident claimed several lives, leaving numerous properties destroyed.

In his message to the Chairman of the Fund, Yinka Sanni, the Stanbic IBTC Chief Executive said:As an organization, we condole with the families who lost their loved ones to the disaster. While we understand that some losses cannot be replaced, we are encouraged by the good work that your committee has done in gathering support for the victims of the blast – especially at the pace at which this intervention has been coordinated. All efforts toward compensating, rehabilitating and alleviating the sufferings of the victims arecommendable.

He stated that the donation made by Stanbic IBTC Holdings PLC was in consonance with organization’s core pillar of contributing to the society and extending aid to those in need. He noted: “As a responsible corporate citizen, we understand that an enterprise can only flourish when its stakeholders flourish. We have been very consistent in our purpose – Making progress real. Consequently, we would like to pledge the support to this cause by making this donation to the Abule Ado Emergency Relief Fund.

While thanking the Relief Fund committee for the efficiency in coordination, he called on other well-meaning Nigerians and corporate organizations to lend effective support to those affected.


How To Make Money On MySportyPay.com 2019

This post will be updated soon with their new ways of earning. Thanks

MySportyPay.com is one of the best income website we have in Nigeria. They stand by their word and they are ready to help you financially. This is a website that will pay you for so many activities performed.

They have some feature/benefits that other income website don’t have. Like free loan and monthly reward.

They can help you with free loan as a student, worker or a business person. Today i am going to talk about them and how you can benefit from becoming their member.

About MySportyPay.com

Is an online sports publishing website. They publish sports news daily for their members to read. They pay their registered members for reading the latest sports news. And referring friends to join the platform.

Easyshopen Online Marketplace is the team sponsoring their website. So member members have nothing to lose.

They pay you thousands of Naira every Friday. Registration is free and you get free loan as a student/worker

How To Make Money On MySportypay.com

  • You earn N200 as a welcome bonus immediately you register
  • You will earn N50 for daily login to their website
  • Also, you earn N20 for each sports news you read on their website
  • Then earn N1000 for any new member you referred.
  • The register is free, with a onetime account upgrade fee of N2000
  • Smallest withdrawal is N3000. And withdrawal is open every Friday on the week.

How To Register on MySportyPay Website

Follow the steps below to register.

  • Visit the website by clicking on this link https://mysportypay.com/register
  • Enter your Username, first name, and last name
  • Type in your email, password and phone number
  • Then click on ‘Register’

Now you have registered. Read their sports post and start referring to friends and family. Don’t forget we can create that type of website for you. Contact us now

MySportyPay Payment Rules

  1. If you earn through reading of news and daily logins only, you will get paid without issue.
  2. If you earn through referrals, you will get paid from your referrals, if each of your referrals are active on sportypay platform such as, when they login daily, read news, refer people, and especially when they upgrade their account you get paid from that active referral.
  3. If all of your referrals are not active as mentioned above, you will be paid only from your earnings for daily logins and reading news only. But if some of your referrals are active as mentioned above you, you will get paid from the few active referrals plus your daily logins and news read.

Mysportypay Free Loan

Mysportypay.com is here to assist everyone with financial free loan. The free loan is to assist you on your educational bills as a student in the university or college.

Also, the free loan is here to assist you as a worker, with it you can grow your business if you are a business owner.

The loan is free, you don’t need to pay them back.

Mysportypay Free Loan Terms And Conditions

  • You must be a registered member
  • You must be an upgraded member
  • You must be an active member of the website for over 2 (two) months.
  • You must get paid over 6 (six) times from your earnings.

As a member, you must meet their terms and conditions listed above before you can get the instant free loan.

Loans Plans

  • ₦3,000 – ₦50,000 free loan for students
  • ₦5,000 – ₦70,000 free loan for workers
  • ₦10,000 – ₦100,000 free loan for business owners

How To Apply For Mysportypay Loan

To apply for the free loan, send the following details to their loan department email address.

  • Full name
  • State of origin
  • Gender
  • Date of birth
  • Phone number
  • Current address.

If you are you a student, worker, or a business owner, you will need to tell them about yourself. And list the reason you need the free loan.

send those details to mysportypayloan@gmail.com and wait for their reply.

Mysportypay Coupon/Epin

You can make upto N50,000 – N100,000 monthly when you become a coupon/epin distributor on their website.

Their coupon/pin is sold at different prices depending on the quantity a distributor wants to purchase.

  • Over 3 (three) coupon epin is sold for ₦1,500 per epin code
  • Over 5 (five) coupon epin is sold for ₦1,400 per epin code
  • Over 10 (ten) coupon epin is sold for ₦1,200 per epin code

MySportypay.com FAQ

  1. Can I withdraw my earning anytime I want?
    1. Ans. No, withdrawal is every Friday.
  2. What is the smallest amount I can withdraw?
    1. The smallest amount you can withdraw is N3000
  3. Can I earn without referring?
    1. Yes, you earn by daily logins and reading sports news
  4. What’s the largest number of people I can refer?
    1. You can refer an unlimited number of people
  5. Can I withdraw my earnings with upgrading my account?
    1. No, you cannot withdraw. You must upgrade your account to a paid membership account.
  6. Can I publish an article on the website?
    1. No, you cannot. Articles are published by the website admins and editors.

CBN slashes banks’ ATM withdrawal fee from N65 to N35

The Central Bank of Nigeria has announced the reduction in the withdrawal fee charged for the use of other banks’ Automated Teller Machines.


The apex bank on Sunday December 22, announced that it has slashed banks’ ATM withdrawal fee from N65 to N35. It also directed that the N35 ATM fee should be imposed on a bank user after the third withdrawal in a month.


In the new Guide to Bank Charges, Card Maintenance Fee on all cards linked to current accounts was removed as financial institutions were also ordered to charge a maximum of N1 per mille for customer induced debit transactions to third parties and transfers or lodgments to the customers’ account in other bank on current accounts only.


Bank customers will also now pay N10 for electronic transfers below N5,000, and N25 for electronic transfer between N5,000 and N50,000. Only electronic transfer above N50,000 will attract N50 charge. Previously, bank customers pay N50 charge for electronic transfers below N500,000.
To guard against excess, unapproved or arbitrary charges by banks and other financial institutions, the Guide stipulates a penalty of N2,000,000 per infraction or as may be determined by the CBN from time to time for financial institutions that breach any provision of the guide. The Guide also emphasized that failure by any bank to comply with CBN’s directive in respect of any infraction shall attract a further penalty of N2,000,000 daily until the directive is complied with or as may be determined by the CBN from time to time.


Consequently, the CBN directed banks to log every complaint received from their customers into the Consumer Complaints Management System (CCMS) in addition to generating a unique reference code for each complaint lodged, which must be given to the customer. Failure to log and provide the code to the customer, it added, amounts to a breach and is sanctionable with a penalty of N1,000,000 per breach.


The statement reads in part;


 “Financial Institutions are to note that any breach of the provisions of this Guide carries a penalty of N2,000,000 per infraction or as may be determined by the CBN from time to time.

” Failure to comply with CBN’s directive in respect of any infraction shall attract a further penalty of N2,000,000 daily until the directive is complied with or as may be determined by the CBN from time to time.”


CBN’s Director of Corporate Communications, Isaac Okorafor also explained that the current NIP charges apply to use of Unstructured Supplementary Service Data (USSD), purchase with cash-back will attract a charge of N100 per N20,000 subject to cumulative N60,000 daily withdrawal. Also, for cards linked to savings account, a maintenance fee has been reduced to a maximum of N50 per quarter from N50 per month amounting to only N200 per annum instead of N600.


Refineries lost N111bn in nine months

Refineries lost N111bn in nine months, says NNPC

The three refineries owned by the Federal Government lost a total of N111.27bn from January to September this year, the Nigerian National Petroleum Corporation said in its September report.

The refineries posted a loss of N96.31bn in the same period in 2018, according to the NNPC data obtained by our correspondent on Monday.


Nigeria, Africa’s top oil producer, relies largely on importation for refined petroleum products as its refineries have remained in a state of disrepair for many years despite several reported repairs.

The refineries, which are located in Port Harcourt, Kaduna and Warri, have a combined installed capacity of 445,000 barrels per day but have continued to operate far below the installed capacity.

They lost N8.362bn in January; N10.26bn in February; N16.04bn in March; N11.44bn in April; N13.63bn in May, and N17.42bn in June.

The plants recorded a loss of N13.84bn in July; N13.21bn in August and N7.07bn in September.

Kaduna refinery, which did not process any crude in eight months, lost N44.06bn, according to the NNPC.

Warri lost N33.88bn as it did not process any crude oil in April, June, July, August and September.

Port Harcourt refinery posted a loss of N33.31bn as it was idle in January, April, May and June, July, August and September.

“Similar to August 2019, no white product (petrol and kerosene) was produced in September 2019. The lack of production is due to ongoing rehabilitation works at the refineries,” the corporation said.

The NNPC said it had been adopting a merchant plant refineries business model since January 2017.

It said the combined value of output by the three refineries (at import parity price) for September amounted to N1.03bn

source: Twitter